There are two things in life that ain't easy: a) pimping, and b) buying a house.
This much we know, and as the price of a home continues to soar, prospective first-time buyers are forced to wait longer than ever to get a foot on the property ladder, even fully grown men with proper jobs often have no idea how to go about it. How do you make an offer? What hidden charges are there? Should you haggle?
Assuming you were too frightened to ask, we asked TV property expert Phil Spencer to tell you all these things and more.